What Insurance Group is a Toyota Yaris 1.3? Find Out Here!

If you’re in the market for a Toyota Yaris 1.3, one of the key factors you’ll need to consider is which insurance group it falls into.

Understanding insurance groups can help you estimate how much you’ll need to budget for your car insurance.

But don’t worry – I’m here to break it all down in a simple and easy-to-follow way!

What Are Car Insurance Groups?

Before diving into the specifics of the Toyota Yaris 1.3, let’s start with the basics.

In the UK, every car is placed into an insurance group, ranging from group 1 to group 50.

These groups are set by the Group Rating Panel, which includes members from the car insurance industry and experts from Thatcham Research.

The insurance group your car is placed in determines how much you’ll pay for your insurance premium.

Cars in group 1 are the cheapest to insure, while those in group 50 will set you back the most.

The group rating takes into account factors like the cost of repairs, the car’s performance, security features, and more.

If you’re unsure how to handle other car-related issues, such as buying from a dealer, check out our page on how to pay cash for a car at a dealership for a comprehensive guide.

What Insurance Group is the Toyota Yaris 1.3?

The Toyota Yaris 1.3 typically falls into insurance groups between 5 and 8, depending on the model year and trim level.

This is considered quite low, which is great news if you’re after affordable insurance.

As a car with a smaller engine size and excellent safety ratings, the Yaris 1.3 tends to be a favourite among drivers who want a reliable, budget-friendly vehicle without the sky-high insurance costs.

For more details on the hybrid version of this car, check out our page on the Toyota Yaris Hybrid insurance group.

Models from different years may vary slightly, but overall, you can expect this particular Yaris to land in the lower end of the insurance group spectrum.

Why is the Toyota Yaris 1.3 in a Low Insurance Group?

So, what is it about the Toyota Yaris 1.3 that places it in such a low insurance group?

Several factors come into play here:

• Engine size: The 1.3-litre engine is relatively small, meaning it’s less powerful and cheaper to repair than larger engines. Insurers view smaller engines as lower risk, which means lower premiums for you.
• Safety features: Toyota is known for equipping its cars with top-notch safety features, and the Yaris 1.3 is no exception. With a solid safety rating and features like ABS, airbags, and stability control, this car is seen as less likely to be involved in accidents, again leading to lower insurance costs.
• Repair costs: The Yaris is known for being reliable and relatively inexpensive to repair. Insurers prefer cars that won’t cost them an arm and a leg to fix after an accident, so this helps keep your insurance premium down. If you’re curious about where this reliable model is made, check out our page on where the Toyota Yaris is made to get a deeper look at Toyota’s global production.

How Can You Lower Your Insurance Premiums for a Toyota Yaris 1.3?

While the Toyota Yaris 1.3 is already in a low insurance group, there are still ways you can bring your insurance costs down even further.

Here are a few tips to consider:

• Increase your voluntary excess: The higher your excess, the lower your premium will be. Just be sure it’s an amount you’re comfortable paying if you ever need to make a claim.
• Build up your no-claims bonus: The more years you go without making a claim, the bigger your discount will be. If you’ve already got a no-claims bonus from a previous car, make sure it’s transferred to your new policy.
• Improve security: Cars that are harder to steal will often be cheaper to insure. Consider adding an approved alarm or immobiliser to your Yaris to make it even more secure.
• Shop around: Always compare insurance quotes from different providers to make sure you’re getting the best deal. Different insurers may view your situation differently, so it’s worth spending some time finding the best price.

Comparing the Toyota Yaris 1.3 with Similar Models

If you’re considering the Toyota Yaris 1.3, it’s worth comparing it with other similar cars to see how they stack up in terms of insurance.

Models like the Ford Fiesta, Honda Jazz, and Volkswagen Polo are all in the same small car category.

The insurance groups for these cars range from around 3 to 10, so the Yaris fits comfortably within this range.

While these cars all offer good value and relatively low insurance costs, the Yaris stands out for its reliability and affordable repairs. For many, it’s the ideal balance between economy, performance, and low insurance costs.

If you’re exploring other brands, why not check out our page on Honda cars to see how they compare?

Is the Toyota Yaris 1.3 a Good Choice for Affordable Insurance?

In short, yes!

The Toyota Yaris 1.3 is a fantastic choice if you’re looking for a car that’s economical to run and easy on the insurance front.

With its small engine size, reliable safety features, and cost-effective repairs, it’s no surprise this car falls into a low insurance group.

Whether you’re a new driver, someone looking for a second car, or just trying to save a bit of cash, the Yaris 1.3 offers a lot of bang for your buck. And with insurance groups between 5 and 8, it’s hard to go wrong.

FAQs

• What is the insurance group for the Toyota Yaris 1.3?
  The Toyota Yaris 1.3 generally falls into insurance groups 5 to 8, depending on the specific model and year.
• How do car insurance groups work in the UK?
  Cars in the UK are assigned an insurance group from 1 to 50, with group 1 being the cheapest to insure and group 50 the most expensive.
• Why is the Toyota Yaris 1.3 in a low insurance group?
  The Toyota Yaris 1.3 has a small engine, excellent safety features, and low repair costs, all of which contribute to its low insurance group rating.
• Can I reduce my insurance premium for a Toyota Yaris 1.3?
  Yes, you can lower your premium by increasing your voluntary excess, building up a no-claims bonus, improving security, and shopping around for the best deals.
• How does the Toyota Yaris 1.3 compare to other small cars in terms of insurance?
  The Toyota Yaris 1.3 is comparable to other small cars like the Ford Fiesta, Honda Jazz, and Volkswagen Polo, with insurance group ratings between 5 and 10.

Conclusion

The Toyota Yaris 1.3 offers a fantastic balance between performance, reliability, and affordability.

With its low insurance group rating, it’s an excellent choice for drivers looking to keep their premiums in check while still enjoying a dependable and well-rounded vehicle.

Whether you’re a first-time car buyer or simply after a practical runaround, the Yaris 1.3 won’t let you down.

Are you looking to buy a new used car? Contact us today and we can help you!